Choosing a Loan Program

The right type of mortgage for you depends on many different factors.

Conventional and Jumbo Loans Conventional loans are secured by government sponsored entities or GSE’s such as Fannie Mae and Freddie Mac.

Conventional and Jumbo Loans 

Conventional loans are secure by goverment sponsored entities or GSE’s such as Fannie Mae and Freddie Mac.

Subprime Loans 

Programs for those that have less than perfect credit.

FHA Loans 

Programs that help low and moderate income families become homeowners by lowering some of the costs of their mortgage loan.

VA Loans 

Loan Programs available to those who qualify by military service.

Second Mortgages and Home Equity Lines of Credit

Loan Programs to take advantage of the equity in your home.

Fixed Rate Mortgages

Loan Programs where your monthlt payments never change.

Adjustable Rate Mortgages (ARM’S)

These loans generally begin with an interest rate that is 2-3 percent lower than a fixed rate mortgage, and could allow you to buy a more expensive home.